• Borrow from
    £10k to £500k

  • Competitive rates
    from as low as 3.95%

  • No upfront fees
    or hidden charges

  • Same day funding
    options available

  • Flexible repayment
    terms up to 7 years

Retail asset finance

Whether you want to purchase new stock or invest in new advertising campaigns, retail asset finance can provide you with the security and peace of mind to keep up with the competition and diversity your business.

Unfortunately, it is often difficult for retail companies to meet the lending criteria of traditional funders, but sourcing retail asset finance can provide you with a sensible alternative.

At The Funding Store, we believe that no retail business should miss out on the chance of success, and that is why we offer a more flexible approach to sourcing funding.

How retail asset finance through The Funding Store can help

If you have been refused a loan by your bank or you do not want to dip into your working capital, retail asset finance may be the best option for you.

By taking out retail asset finance, you can keep the cash in your business, whilst still obtaining the equipment that you may need to push the business forward.

With a small deposit, typically 10%, and fixed monthly payments over a set term, retail asset finance could be a safe and affordable way for you to access vital equipment.

We do all the hard work for you. All you have to do is contact one of our team on 01908 880420 and find out if retail asset finance is the best option for you.

How it works

We can offer the following asset finance options:

Finance lease

Need new equipment or vehicles without the burden of ownership? A finance lease works in a similar way to renting, at the end of the agreement you will be able to return the equipment, meaning you aren’t left with out-dated equipment.

Hire purchase

If you’d prefer to own the new asset at the end of the term then a hire purchase could be for you. This works in a similar way to a finance lease, but your monthly payments will be working towards full ownership at the end of the agreement.

Operating lease

For those needing plant, machinery or tools to carry out their trade, an operating lease gives you the flexibility of monthly payments with a final term payment based on the different between the original purchase price and the final residual value.


Often described as a way of ‘unlocking’ cash, refinancing is a type of asset finance that uses existing items in your business as security. This means that you can take out finance based on the value of something your business already owns.

Why use The Funding Store?

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Are you looking for a hassle free loan application with
no hidden fees and no upfront charges?

We are continually reviewing funding providers to bring you choice, competitive rates and flexibly to access the right finance, at the right time. But most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage and after you have secured your finance.

Sourcing finance, supporting growth

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Retail asset finance specialists

We help all types of businesses to access asset finance. By connecting you with an extensive panel of reputable lenders, our team can bring you choice and competitive asset finance.

If you have any questions on how asset finance might work for your business please do get in touch with our team, we will be pleased to help.

Based in Milton Keynes, our team are fast moving and the application process is simple and fast, and without upfront fees for your finance.

We are open 7 days a week, so contact us today via our online contact forms and we will get back to you as quickly as we can.

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