Release the equity in assets that your business already owns

Get an instant quote

Apply now

We can offer the following asset finance options:

Finance lease

Need new equipment or vehicles without the burden of ownership? A finance lease works in a similar way to renting, at the end of the agreement you will be able to return the equipment, meaning you aren’t left with out-dated equipment.

Hire purchase

If you’d prefer to own the new asset at the end of the term then a hire purchase could be for you. This works in a similar way to a finance lease, but your monthly payments will be working towards full ownership at the end of the agreement.

Operating lease

For those needing plant, machinery or tools to carry out their trade, an operating lease gives you the flexibility of monthly payments with a final term payment based on the different between the original purchase price and the final residual value.


Often described as a way of ‘unlocking’ cash, refinancing is a type of asset finance that uses existing items in your business as security. This means that you can take out finance based on the value of something your business already owns.


Are you looking to refinance your business assets?

There will be times when your business needs to raise additional funds, but may have found that traditional routes to raising funds may not have been fruitful.

This is where asset refinance could be a suitable option, by allowing your business to raise funds using the value of assets that the business already owns. All of our asset finance funders offer a form of refinance for hard assets, with some offering the facility on soft assets.

These assets, at times, can even still have existing finance on them, though have enough equity that they can still be refinanced to raise funds, whilst settling the outstanding balance of the original agreement.

What information do you require to refinance an asset?

  • Make and model of the asset

  • Year of manufacture

  • Year of purchase

  • Hours or miles on the asset

  • Proof of purchase (invoice or finance agreement)

This option is open to any business that owns valuable assets, such as vehicles, equipment, plant, machinery, or even dairy cows. It is also considered a quick option, with funders being able to turnaround the application to pay-out process within a matter of days.

How it works

Why use The Funding Store?

Learn More

Are you looking for a hassle free loan application with
no hidden fees and no upfront charges?

We are continually reviewing funding providers to bring you choice, competitive rates and flexibly to access the right finance, at the right time. But most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage and after you have secured your finance.

Sourcing finance, supporting growth

apply online today

Asset refinance specialists

We help all types of businesses to access asset finance. By connecting you with an extensive panel of reputable lenders, our team can bring you choice and competitive asset finance.

If you have any questions on how asset finance might work for your business please do get in touch with our team, we will be pleased to help.

Contact our asset refinance team today

Clients say…

Refinance The Funding Store
Read more

Download our free funding guide

What to consider, how to get your finances in shape, how to put your finance to best use and more…

Refinance The Funding Store

Our latest tweets