Sourcing finance, Supporting growth

Business loans and asset finance for equipment, growth and cash flow

Get an instant quote
Apply now

By submitting this form you agree with the terms and conditions provided and acknowledge that you have read, and agree to proceed, with our standard terms of business and privacy policy – https://thefundingstore.co.uk/privacy/

Sourcing finance, Supporting growth

Business loans and asset finance for equipment, growth and cash flow

Get an instant quote
Apply now

By submitting this form you agree with the terms and conditions provided and acknowledge that you have read, and agree to proceed, with our standard terms of business and privacy policy – https://thefundingstore.co.uk/privacy/

Overdraft facilities

Cashflow funding, quick decision, same day finance

Is your business in need of an alternative to an overdraft facility?

There are times when businesses will need to source finance to help ease those peaks and troughs in their cashflow. This is where an overdraft style facility may be beneficial to your business, if approved, you would typically be given a 12 or 24 month facility that allows you to drawdown on funds as and when your business requires them.

You would only be charged for money that you have drawn-down on, with interest being added daily, weekly or monthly, though with the ability to pay the funds back at any time with no additional fees or charges.

These alternative overdraft facilities give businesses the flexibility to cover short term cash flow issues, such as unexpected bills, waiting for invoices to be paid, growth or even stock.

Do I need to offer security on an alternative overdraft facility?

All our funders offer unsecured facilities, though it would also depend on the funder, product, and amount that you would like to secure.

Are alternative overdraft facilities expensive?

If used in the correct fashion then you should be happy with the facility, we would not recommend businesses taking out large facilities and running it to the limit over a long period. It is designed to be used on a sporadic basis, with the drawn-down funds settled once your business has the funds.

What do I need to apply for a alternative overdraft facility?

Depending on the loan amount and the age of your business, our funders will typically require:

  • No financials and instant decisions on applications of £25,000 or less (lender dependent)

  • 6 months bank statements

  • Last 4 quarterly VAT returns (depending on amount applied for)

  • Last set of full filed accounts

  • Most recent P&L and Balance Sheet (if available)

Why not contact your alternative overdraft facility specialists today?

The Funding Store have a team of account managers who are happy to discuss your options with you. No matter what route you take our team has relationships with a wide panel of reputable lenders offering various business funding solutions. We can help source the finance that meets your business’s needs.

Contact us today on 01908 880420 to discuss the finance you need, or apply for a Quick Quote online, without obligation in minutes.

Is your business in need of an alternative to an overdraft facility?

There are times when businesses will need to source finance to help ease those peaks and troughs in their cashflow. This is where an overdraft style facility may be beneficial to your business, if approved, you would typically be given a 12 or 24 month facility that allows you to drawdown on funds as and when your business requires them.

You would only be charged for money that you have drawn-down on, with interest being added daily, weekly or monthly, though with the ability to pay the funds back at any time with no additional fees or charges.

These alternative overdraft facilities give businesses the flexibility to cover short term cash flow issues, such as unexpected bills, waiting for invoices to be paid, growth or even stock.

Do I need to offer security on an alternative overdraft facility?

All our funders offer unsecured facilities, though it would also depend on the funder, product, and amount that you would like to secure.

Are alternative overdraft facilities expensive?

If used in the correct fashion then you should be happy with the facility, we would not recommend businesses taking out large facilities and running it to the limit over a long period. It is designed to be used on a sporadic basis, with the drawn-down funds settled once your business has the funds.

What do I need to apply for a alternative overdraft facility?

Depending on the loan amount and the age of your business, our funders will typically require:

  • No financials and instant decisions on applications of £25,000 or less (lender dependent)

  • 6 months bank statements

  • Last 4 quarterly VAT returns (depending on amount applied for)

  • Last set of full filed accounts

  • Most recent P&L and Balance Sheet (if available)

Why not contact your alternative overdraft facility specialists today?

The Funding Store have a team of account managers who are happy to discuss your options with you. No matter what route you take our team has relationships with a wide panel of reputable lenders offering various business funding solutions. We can help source the finance that meets your business’s needs.

Contact us today on 01908 880420 to discuss the finance you need, or apply for a Quick Quote online, without obligation in minutes.

Accessing business finance doesn’t need to be complicated or time-consuming. We put you in front of multiple lenders to bring you fast, flexible solutions that meet your finance needs.

I am looking for…

Business loans

Asset finance

Property finance

Invoice finance

Trade finance

Merchant cash advance

Helping you find the right finance for your business

At The Funding Store we know our finance, and we know how important it is for small businesses to access the right finance, at the right time.

Put our team to the test. Contact us today and let’s talk about your specific needs. We will then set about finding the right finance for your business, all without obligation of course.

Helping you find the right finance for your business

At The Funding Store we know our finance, and we know how important it is for small businesses to access the right finance, at the right time.

Put our team to the test. Contact us today and let’s talk about your specific needs. We will then set about finding the right finance for your business, all without obligation of course.

How it works

How it works

Sourcing finance,
Supporting growth

Asset finance & Business loans

Invoice finance & Trade finance

Why use The Funding Store?

If you need immediate access to finance our team will work to your brief, providing a same day decision and finance in your account in as little as 4 hours.

We have good relationships with some of the UK’s leading finance providers, to secure competitive rates for your business. Contact us to discuss your requirements.

We don’t use a scattergun approach. Understanding your finance needs allows us to approach the right lenders, which means you will not be hit by multiple credit searches, impacting your score.

We don’t charge for searching for your finance. We only earn if you choose a finance package that you are happy with, therefore our sole focus is finding finance that meets your needs.

We are happy to talk to everyone involved, including your accountant, IFA or solicitor to make sure we are all working together, or to request information, taking the hassle off your shoulders.

We boost our clients to get more sales

We Build Relationships

We are continually reviewing funding providers to bring you choice, competitive rates and flexibility allowing you to access the right finance, at the right time.

Dedicated Account Managers

Most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage and after you have secured your finance.

Why use The Funding Store?

If you need immediate access to finance our team will work to your brief, providing a same day decision and finance in your account in as little as 4 hours.

We have good relationships with some of the UK’s leading finance providers, to secure competitive rates for your business. Contact us to discuss your requirements.

We don’t use a scattergun approach. Understanding your finance needs allows us to approach the right lenders, which means you will not be hit by multiple credit searches, impacting your score.

We don’t charge for searching for your finance. We only earn if you choose a finance package that you are happy with, therefore our sole focus is finding finance that meets your needs.

We are happy to talk to everyone involved, including your accountant, IFA or solicitor to make sure we are all working together, or to request information, taking the hassle off your shoulders.

We boost our clients to get more sales

We Build Relationships

We are continually reviewing funding providers to bring you choice, competitive rates and flexibility allowing you to access the right finance, at the right time.

Dedicated Account Managers

Most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage and after you have secured your finance.

Get an instant quote
Apply now

By submitting this form you agree with the terms and conditions provided and acknowledge that you have read, and agree to proceed, with our standard terms of business and privacy policy – https://thefundingstore.co.uk/privacy/

Overdraft facilities made simple

Whether you need to buy new equipment, take on new staff or just for cashflow purposes, we can help you at every step.

Based in Milton Keynes, our team are fast moving and the application process is simple and fast. We will talk you through the process to find finance that meets your needs.

We can offer you a same day decision and in some cases, depending on the loan provider selected, can have your finance in your account the same day as your application.

Get an instant quote
Apply now

By submitting this form you agree with the terms and conditions provided and acknowledge that you have read, and agree to proceed, with our standard terms of business and privacy policy – https://thefundingstore.co.uk/privacy/

Overdraft facilities made simple

Whether you need to buy new equipment, take on new staff or just for cashflow purposes, we can help you at every step.

Based in Milton Keynes, our team are fast moving and the application process is simple and fast. We will talk you through the process to find finance that meets your needs.

We can offer you a same day decision and in some cases, depending on the loan provider selected, can have your finance in your account the same day as your application.