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Release cash tied up in your outstanding invoices
Release cash tied up in your outstanding invoices with our comprehensive invoice finance options
Turn outstanding invoices into fast access to working capital, so you can cover day-to-day costs and keep cash moving.
Take on bigger contracts, hire sooner, and invest in sales or marketing - without waiting 30, 60, or 90 days to be paid.
Stop chasing late payers. Release cash as you invoice to smooth out peaks and troughs, even when customers take longer to pay.
Your facility can increase as your sales increase - so funding keeps pace with your pipeline without constant re-applications.
Prefer to talk? Contact us today on 01908 880420
Let a dedicated team manage your debtor collection while you focus on running your business. With Invoice Factoring, you receive fast cash against your unpaid invoices and benefit from professional credit control support.
Accessing business finance doesn’t need to be complicated or time-consuming. We put you in front of multiple lenders to bring you fast, flexible solutions that meet your finance needs.
Submit basic information about your business and your requirements, you can do this either online or by calling us on 01908 880420.
Once you have accepted, and completed the paperwork of your preferred offer, funds can potentially be with you on the same day (subject to lender and product).
Prefer to talk? Contact us today on 01908 880420
If you need immediate access to finance our team will work to your brief, providing a same day decision, with finance in your account on the same day (subject to product and lender).
We have access to some of the UK’s leading finance providers, who can offer you some very competitive rates for your finance needs. Contact us to discuss your requirements.
We don’t use a scattergun approach, Understanding your finance needs allows us to approach the right lenders on our panel, which means you will not be hit by multiple credit searches.
We don’t charge for searching for your finance. We only earn if you choose a finance package that you are happy with, therefore our sole focus is finding finance that meets your needs.
We are happy to talk to everyone involved, including your accountant, IFA or solicitor to make sure we are all working together, or to request information, taking the hassle off your shoulders.
No upfront broker fees
Access to over 100 market leading lenders
Funding for almost any purpose
We are continually reviewing funding providers to bring you choice, competitive rates and flexibility, allowing you to access the right finance, at the right time.
Most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage, and after you have secured your finance.
Free up cash tied up in your sales ledger. The Funding Store arranges invoice finance across the UK, helping businesses unlock funds against unpaid invoices so cash flow keeps pace with growth. Whether you prefer invoice factoring (outsourced collections) or invoice discounting (you keep credit control), we match your needs to competitive options from a large lender panel.
Looking to buy new kit instead? See Exploring other funding too? Compare business loans, unsecured, secured and same-day options. For equipment-led funding, see asset finance or release equity with asset refinance.
Invoice finance lets you release cash from invoices as soon as they’re raised, rather than waiting 30–90 days for payment. A facility advances a percentage of each eligible invoice; you receive the balance (less fees) when your customer pays. The funding line can grow with sales, helping you handle payroll, supplier terms and new orders without straining cash flow.
Both options aim to accelerate cash flow; selection depends on how you want collections handled and what fits your processes.
Sectors include manufacturing, wholesale, logistics, construction, professional services, recruitment, eCommerce and more…
We do not publish definitive rates. Availability and terms depend on lender criteria, credit profile, debtor quality and documentation.
Your dedicated account manager will explain what to provide and help package everything cleanly.
We’ll outline pros and considerations so you can choose the best fit for your workflow.
Ready to accelerate cash flow?
Share your ledger profile, average terms and key debtors. Your account manager will scan our lender panel, present clear options and keep everything moving to go-live.
We do not publish definitive rates. Availability and terms depend on lender criteria, credit profile, debtor quality and documentation.
Keep cash moving while customers take their time to pay. The Funding Store helps you unlock money from outstanding invoices so you can cover suppliers, payroll, and growth-without waiting 30-90 days.
Complete a short form and we’ll compare options across our large UK lender panel.
Choose Invoice Factoring if you want collections handled for you, or Invoice Discounting to keep credit control in-house. We’ll match the structure to your ledger, terms, and cash-flow goals.
Our process is fast and transparent: apply online, review tailored offers, and-once approved and checks are complete-access funds as quickly as 24 hours (subject to lender and documentation). You’ll get clear terms and a dedicated account manager to keep everything on track from onboarding to first draw.
Turn unpaid invoices into immediate working capital. Apply today and see how quickly we can help you accelerate cash flow.
It’s a facility that advances cash against your unpaid invoices so you don’t have to wait for customer terms. You draw a percentage when invoices are raised and receive the balance (less fees) when they’re paid.
Factoring includes outsourced collections and is disclosed to customers; discounting is usually confidential and you keep credit control. Both release cash tied up in invoices—your choice depends on how you want collections handled.
Once a facility is live and documentation is complete, eligible invoices can typically be funded shortly after submission. Set-up time depends on underwriting, ledger checks and readiness of information.
Some lenders support early-stage firms if the ledger quality is strong, contracts are clear, and there’s relevant sector experience. We’ll indicate realistic options for your profile.
Invoice discounting is often confidential; customers continue paying you into a designated account. Factoring is normally disclosed because the funder manages collections.
Many facilities fund the majority of approved invoices. Selective or spot options exist if you only want funding for chosen invoices or contracts.
Costs usually include a service fee (linked to turnover/ledger) and a discount/interest charge on funds in use. Exact pricing depends on volumes, debtor quality and facility structure. We do not publish definitive rates.
Some lenders request guarantees, depending on profile, facility size and structure. We’ll flag requirements early so there are no surprises.
Facilities can be with or without bad-debt protection. Where available, protection may help cover specified insolvency events; excesses and exclusions can apply. We’ll explain the options in context.
Yes. We can organise a refinance/novate process, settle the existing facility and transition your ledger with minimal disruption.
