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Compare one of the largest lending panels in the UK with an application that takes minutes. Instant decisions and same day funding available.
At The Funding Store, our asset refinance solutions help you release cash tied up in vehicles, machinery, or equipment you already own. Instead of letting valuable assets sit idle, we help you turn them into working capital to fuel your growth.
Unlock cash from assets to keep operations steady and your business financially secure.
Use equity to expand, hire more staff, or invest in growth opportunities with ease.
Turn older assets into funds for new purchases, upgrades, or team training programs.
Cover bills, suppliers, or unexpected expenses quickly by refinancing existing assets.
Prefer to talk? Contact us today on 01908 880420
Asset Finance allows your business to spread the cost of essential equipment, machinery, or vehicles over time. Instead of a large upfront payment, you pay in manageable instalments. This supports cash flow, preserves working capital, and ensures you can invest in the tools you need to grow – without delaying key purchases or upgrades.
Asset Refinance unlocks the value tied up in your existing equipment, vehicles, or machinery. By refinancing these assets, your business can release cash to support growth, cover expenses, or manage cash flow. It’s a smart way to raise funds quickly while retaining use of the assets that keep your operations running smoothly.
Accessing business finance doesn’t need to be complicated or time-consuming. We put you in front of multiple lenders to bring you fast, flexible solutions that meet your finance needs.
Submit basic information about your business and your requirements, you can do this either online or by calling us on 01908 880420.
Once you have accepted, and completed the paperwork of your preferred offer, funds can potentially be with you on the same day (subject to lender and product).
Prefer to talk? Contact us today on 01908 880420
At The Funding Store, we understand how important it is for small and growing businesses to maintain healthy cash flow. Our experts take the time to learn about your goals and challenges, then match you with the most suitable refinance solution.
Put us to the test — get in touch today. We’ll talk through your specific needs and recommend the right option, all without obligation.
Asset Refinance is a cost-effective, practical way to release capital while still keeping control of your essential machinery, vehicles and equipment.
If you need immediate access to finance our team will work to your brief, providing a same day decision, with finance in your account on the same day (subject to product and lender).
We have access to some of the UK’s leading finance providers, who can offer you some very competitive rates for your finance needs. Contact us to discuss your requirements.
We don’t use a scattergun approach, Understanding your finance needs allows us to approach the right lenders on our panel, which means you will not be hit by multiple credit searches.
We don’t charge for searching for your finance. We only earn if you choose a finance package that you are happy with, therefore our sole focus is finding finance that meets your needs.
We are happy to talk to everyone involved, including your accountant, IFA or solicitor to make sure we are all working together, or to request information, taking the hassle off your shoulders.
No upfront broker fees
Access to over 100 market leading lenders
Funding for almost any purpose
We are continually reviewing funding providers to bring you choice, competitive rates and flexibility, allowing you to access the right finance, at the right time.
Most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage, and after you have secured your finance.
Unlock working capital from assets you already own. The Funding Store arranges asset refinance across the UK, helping businesses raise cash from vehicles, plant, machinery, IT and more – without selling critical equipment or disrupting operations. We scan a large lender panel and structure funding around your cash flow, timelines and goals.
Looking to buy new kit instead? See Asset Finance. Need flexible working capital? Compare Business Loans, Unsecured Business Loans, Secured Business Loans or Same-Day Business Loans.
Asset refinance allows your business to release equity tied up in owned equipment and vehicles. A lender values the asset and advances a percentage of its worth. You then repay over an agreed term, keeping use of the asset while unlocking cash for payroll, projects, stock, tax bills or growth.
Typical assets we see refinanced:
Availability varies by asset age, condition, provenance and valuation.
If you’re weighing options, you may also consider Invoice Finance, Revolving Credit Facility or Merchant Cash Advance depending on how you trade.
Your dedicated account manager will set expectations early and help package the application cleanly to reduce back-and-forth.
We’ll outline pros and considerations so you can choose the right fit for your goals and timelines.
Share your asset list, any settlement figures and your target amount. Your account manager will move quickly, present clear choices and keep everything on track to payout.
Related pages:
Asset Finance · Business Loans · Unsecured Business Loans · Secured Business Loans · Same-Day Business Loans · Invoice Finance · Revolving Credit Facility · Merchant Cash Advance
We do not publish definitive rates. Availability and terms depend on lender criteria, credit profile, asset type and documentation.
Unlock liquidity from equipment your business already owns. At The Funding Store, our Asset Refinance solutions release equity tied up in vehicles, machinery, and technology – freeing working capital to manage cash flow, fund projects, or cover unexpected costs without selling essential kit.
Applying is quick and straightforward. Complete the form and a member of our team will contact you, then scan our wide lender panel to find flexible refinance terms aligned to your cash flow, asset profile, and timelines.
Releasing equity this way helps you access funds while keeping operations running smoothly.
Our process is simple – submit details, review tailored offers, and once approved, receive funds within days, subject to checks and documentation. You’ll get transparent terms, clear next steps, and a dedicated account manager to keep everything moving from enquiry to payout.
Ready to put your assets to work? Apply today and turn vehicles, plant, and equipment into the capital your business needs to move forward with confidence.
It’s a facility that raises cash against equipment or vehicles you already own. A lender values the asset, advances a percentage, and you repay over a set term while continuing to use it.
Vehicles, plant, machinery, agricultural equipment, selected IT and production kit are common. Appetite depends on age, condition, provenance and resale market.
Often yes. The new lender can refinance the outstanding balance and release surplus equity, subject to valuation and settlement figures.
Straightforward cases can move quickly once documents and checks are complete. Timelines vary by asset type, underwriting and paperwork readiness.
Typically no deposit is required for refinance, because you’re borrowing against equity within the asset. Terms depend on valuation and affordability.
Advance levels depend on the lender, the market value, age and condition, plus business profile. We’ll present options after appraisal. As a rule f thumb, most lenders will work off of 80% of their value, select lenders will look up to 100%
Some lenders request guarantees, depending on company profile, deal size and structure. We’ll flag any requirement early. If a guarantee is not on offer, we will only approach those lenders that will not require one.
Expect scheduled repayments over the term and standard documentation fees. We don’t publish definitive rates; total cost depends on lender criteria and asset profile.
You continue to use the asset in normal operations. Ownership and security are documented within the agreement; we’ll explain the structure so you know how it works in practice.
You can settle the facility at term end (or earlier where allowed). Options depend on structure and lender terms; we confirm these before you proceed.
