Borrow from
£10k to £500k

Competitive rates
from as low as 3.95%

No upfront fees
or hidden charges

Same day funding
options available

Flexible repayment
terms up to 7 years

Asset finance Derbyshire

There can be many reasons as to why a business needs to raise capital.

It could be for an unexpected repair, or it could be to expand the current operations.

However, borrowing can be more difficult, especially when using conventional methods such as high street lenders.

Derbyshire asset finance team with national capability

If you find that you are not able to meet the requirements for an unsecured loan, then it may be worth considering the advantages of asset finance in Derbyshire.

As capital is realised using the assets that you purchase or own, then the decision-making process is much easier.

Loans can vary depending on the assets being used, but in every instance, applicants can be confident that payments remain the same with no hidden charges.

Asset finance in Derbyshire is a different way of borrowing that could give you lines of credit you did not know existed.

How it works

Fast online application

Submit basic information your business and applicants, you can do this online or by calling us on 01908 880420.

Get your customised quote

One of our business managers will speak with you to obtain further information relevant to your application, to help tailor the quote to your specific requirements.

Review your offers

We will provide you with any conditional offers that you may be approved for and answer any questions that you may have on them.

Get fast funds

Once you have accepted and completed the paperwork of your preferred offer, funds can potentially be with you on the same day.

We can offer the following asset finance options:

Finance lease

Need new equipment or vehicles without the burden of ownership? A finance lease works in a similar way to renting, at the end of the agreement you will be able to return the equipment, meaning you aren’t left with out-dated equipment.

Hire purchase

If you’d prefer to own the new asset at the end of the term then a hire purchase could be for you. This works in a similar way to a finance lease, but your monthly payments will be working towards full ownership at the end of the agreement.

Operating lease

For those needing plant, machinery or tools to carry out their trade, an operating lease gives you the flexibility of monthly payments with a final term payment based on the different between the original purchase price and the final residual value.

Refinancing

Often described as a way of ‘unlocking’ cash, refinancing is a type of asset finance that uses existing items in your business as security. This means that you can take out finance based on the value of something your business already owns.

Why use The Funding Store?

Learn More

Same day decision

If you need immediate access to finance our team will work to your brief, providing a same day decision and finance in your account in as little as 4 hours.

Competitive rates

We have good relationships with some of the UK’s leading finance providers, to secure competitive rates for your business. Contact us to discuss your requirements.

Clever targeting

We don’t use a scattergun approach. Understanding your finance needs allows us to approach the right lenders, which means you will not be hit by multiple credit searches, impacting your score.

No upfront charges

We don’t charge for searching for your finance. We only earn if you choose a finance package that you are happy with, therefore our sole focus is finding finance that meets your needs.

Liaising with your advisors

We are happy to talk to everyone involved, including your accountant, IFA or solicitor to make sure we are all working together, or to request information, taking the hassle off your shoulders.

Are you looking for a hassle free loan application with
no hidden fees and no upfront charges?

We are continually reviewing funding providers to bring you choice, competitive rates and flexibly to access the right finance, at the right time. But most importantly, we are passionate about what we do. This is evident in our enthusiasm and commitment to assisting you at each stage and after you have secured your finance.

Sourcing finance, supporting growth

apply online today

Quick Application

Derbyshire asset finance specialists

We help all types of businesses in Derbyshire to access asset finance. By connecting you with an extensive panel of reputable lenders, our team can bring you choice and competitive asset finance.

If you have any questions on how asset finance might work for your business please do get in touch with our team, we will be pleased to help.